Mortgage tools

Rates

Market date Jul 23, 2026Stored in Supabase

conforming

30Y conforming

6.68%

+5 bps
Jul 23, 2026Benchmark

conforming

15Y conforming

6.042%

+10 bps
Jul 23, 2026Benchmark

jumbo

30Y jumbo

6.647%

+2 bps
Jul 23, 2026Benchmark

fha

30Y FHA

6.406%

0 bps
Jul 23, 2026Benchmark

va

30Y VA

6.254%

+1 bps
Jul 23, 2026Benchmark

usda

30Y USDA

6.508%

+22 bps
Jul 23, 2026Benchmark

Benchmark trend

Stored market history

FRED

Apr 23, 2026 - Jul 23, 2026

7.02%6.45%5.89%5.32%Apr 23May 12Jun 1Jun 18Jul 9Jul 23
30Y conforming 6.68%15Y conforming 6.042%30Y jumbo 6.647%30Y FHA 6.406%30Y VA 6.254%